2026-02
Monthly Money Story
Your spending increased by $265 compared with last month. The biggest drivers were Savings / Investments (+$700), Entertainment (+$185), Utilities (+$90). Your savings rate moved from 28% to 24%.
Income
$6,500
Spending
$4,947
$265 vs previous month
Net cash flow
$1,553
Savings rate
24%
Was 28% last month
Top spending categories
Signals
- Spending vs 3-month average
- $539
- Unusual transactions
- 5
- Recurring charges
- 5
Biggest drivers of change
| Category | Current | Previous | 3-month avg | Top merchants |
|---|---|---|---|---|
| Savings / Investments | $700 | $0 | $0 | Vanguard Investment $700 |
| Travel | $0 | $620 | $343 | |
| Entertainment | $185 | $0 | $0 | Ticketmaster Concert $185 |
| Healthcare | $0 | $160 | $67 | |
| Utilities | $168 | $78 | $105 | Coned Electric Utility $168 |